If she plans carefully, she should have the cash for annual vacations and long-term care insurance, too In Quebec, a woman we’ll call Nancy, age 58, works for a non-profit organization. She brings home $5,471 per month from her job and a partial pension from a divorce. Her financial assets add up to a robust […]

How insurers assess risk for different types of protection When you apply for life insurance it pays a benefit upon death while a living benefit product pays a benefit upon a disability or illness. The insurance company’s analysis of your risk, and its impact on the insurance premium you pay, depends on the type of […]

The first thing you should do is … nothing. Then get yourself a financial adviser COVID-19 has accelerated a lot of things, including, unfortunately, divorce. Couples who once thought they would be sailing into retirement together are splitting up, leaving a raft of boomer-aged women, many of whom relied on their husbands to run the […]