Industry Articles

Should these high-income millennials take advantage of a work pension buyback program?

A specialist in his field of medicine, Victor knows his family is unlikely to ever want financially. He makes $280,000 a year before tax, some of which he saves in his professional corporation for retirement. His wife Vivian makes $85,535 a year working as a therapist. As such, she is part of a defined benefit pension plan indexed to inflation. They are both age 36 and are expecting their first child in a couple of months.

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To CPP or not CPP?

The debate about when to take CPP and OAS is one that is revisited frequently online and in financial publications. We will see if we can summarize the arguments pro and con, with credit to the financial writers and pundits who have also weighed in.

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